• We are an out-of-network provider, and as such, our services may be covered by your insurance if you have out-of-network benefits. To check whether your insurance has out-of-network benefits, please click the “check insurance” link or use the button below to get started.

  • We are out-of-network with all commercial insurance plans.

    If you have out-of-network benefits, reimbursement is determined by your individual plan. In some cases, we may be able to submit claims for out-of-network plans, or we can provide a Superbill for you to submit directly to your insurance. The details of your insurance coverage and available options will be reviewed during your complimentary consultation call.

    Please note that we do not submit claims to Medicare or Medicaid, and we are unable to see clients with Medicare for medically necessary services. We may still be able to see you if you have Medicare for fitness or wellness services such as Onero. However, those services also would not be eligible for reimbursement through Medicare or Medicaid.

    Because we are not affiliated with any insurance companies, reimbursement cannot be guaranteed. However, our team is happy to help you understand your potential costs and coverage to the best of our ability.

  • We do not accept Medicare or Medicaid and are unable to provide services or submit claims under these plans.

    If you would like to use Medicare or Medicaid benefits, you will need to seek care with a provider or clinic outside of Fortuna Physical Therapy that participates in those programs. Please refer to your specific plan website or primary care provider for an alternative referral.

  • We choose to be an out-of-network practice so your care - not insurance limitations - guides every decision. Each visit is a full, uninterrupted hour of one-on-one care with your Doctor of Physical Therapy, focused entirely on you and your goals.

    In many traditional clinics, therapists are required to see multiple patients at once or can only spend 10 - 15 minutes of hands-on time per session with each person due to insurance constraints. That model prioritizes volume over outcomes. It burns out clinicians and underdelivers for clients.

    Our approach is different. We take the time to listen, assess deeply, and deliver highly individualized treatment guided by our clinical expertise. This allows us to work more precisely and progress you more effectively.

    In short, we are an out-of-network clinic because your body and your goals deserve that level of care. Likewise, we value our clinicians' health and therefore cannot, unfortunately, operate under an in-network insurance model.

  • Do I need a referral or prescription to start physical therapy?

    In most cases, no. Both New York and Minnesota have direct access laws, which means you can begin physical therapy without a prescription or physician referral.

    That said, there are a few important details to be aware of:

    • New York:
      You may receive physical therapy without a referral for up to 10 visits or 30 days (whichever comes first). After that point, a prescription is required to continue care.

    • Minnesota:
      You may begin physical therapy without a referral, and there is no visit limit to start care. However, if your condition does not show meaningful improvement after 90 days, your physical therapist must consult an appropriate medical provider.

    In addition:

    • Medical clearance may be recommended or required by our team depending on your condition, medical history, or safety considerations.

    • Insurance plans sometimes require a referral for reimbursement, even when state law allows direct access.

    We know these rules can feel complicated. Our team is happy to walk you through what applies to your situation and help you make informed, confident decisions about your care. Please don’t hesitate to ask by emailing hello@fortunaphysio.com idf you need assistance. We are here to support you!

  • Payment & Cancellation Policy

    Payment is due 24 hours before your scheduled appointment.

    If you have out-of-network benefits, your insurance may reimburse you according to your plan's terms. Because we do not have contractual relationships with insurance companies, reimbursement is not guaranteed. That said, our team is happy to help you understand potential costs and navigate your benefits to the best of our ability.

    Please note our 24-hour cancellation policy:
    Appointments canceled or rescheduled with less than 24 hours’ notice will be charged the full visit fee. This charge is not eligible for insurance reimbursement.

    We appreciate your understanding - this policy allows us to protect dedicated appointment time and continue providing focused, one-on-one care to every patient.

  • Dr. Blackwood is currently not accepting new physical therapy clients in New York City.

    To be put your name on the waitlist, please contact hello@fortunaphysio.com.

    To enquire about physical therapy services in the Minneapolis, MN area, please also email hello@fortunaphysio.com.

    Thank you!

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